Wage garnishment can make covering basic living expenses challenging, especially if you’re struggling to keep up with paying your debts. Money can be taken straight from your paycheck, and if you’re bringing home a smaller paycheck, it can be near impossible to make it through the month.

Seeking the assistance of a wage garnishment attorney in Amarillo, TX, can offer effective solutions to deal with garnishment orders and eliminate or restructure your debts. Our firm will perform a thorough review of your current financial situation and make sure you understand everything you need to know during the litigation process. We will help you achieve your best financial outcome with sound strategies.

When you are faced with wage garnishment in Texas, not only can the creditor take money directly from your wages, but also your employer may become aware of your financial situation. On top of that, creditors harassing you to pay back your debts can be stressful and emotionally draining.

Under Texas law, filing for bankruptcy can stop the collection of certain types of debt. However, your wages can be garnished for nondischargeable debts, including:

• IRS tax debt
• Child support or alimony
• Student loans
• Fines and penalties owed to government agencies
• Criminal fines, court fees, and restitution

While bankruptcy is generally the most effective way to stop wage garnishment in Texas, there are other options we can explore with you:

• Debt counseling
• Filing an objection to the garnishment
• Negotiating with the creditor for an alternate payment method