A Guide to the Different Types of Bankruptcy

A Guide to the Different Types of Bankruptcy

When debts keep piling on and you or your business just can’t keep up, declaring bankruptcy may be the best option. While it’s upsetting, stressful, and for many people, embarrassing, a guide to the different types of bankruptcy can help you understand the process and...
The Benefits of Hiring an Estate Planning Attorney

The Benefits of Hiring an Estate Planning Attorney

Life can be unpredictable, but death is a reality none can avoid. Ensuring your affairs are in order so that your family has a guide to your wishes gives you peace of mind. This is because you know you’ve provided instructions for distributing your assets and who is...
Foreclosure – Can bankruptcy save my home?

Foreclosure – Can bankruptcy save my home?

Almost always the answer is “Yes!”, IF you qualify for bankruptcy relief, and file before the date and time set out in the Notice of Foreclosure, Notice of Substitute Trustee Sale, or Notice of Sheriff’s Sale. Different bankruptcies provide for different relief from...
Vehicle – Can I lower my car payments in bankruptcy?

Vehicle – Can I lower my car payments in bankruptcy?

The answer is usually “YES!”, …but only if you qualify for Chapter 13* (a bankruptcy refinancing option). In a Chapter 13 bankruptcy, (a payment plan for consumers) they may lower their interest rates to the prevailing federal prime rate plus 2%, which at this...
Bankruptcy: Why you shouldn’t be afraid.

Bankruptcy: Why you shouldn’t be afraid.

Today, you are probably wondering what bankruptcy can do for you, how bankruptcy works, and how can you pay for it. You may be nervous or unsure about filing for bankruptcy, but what you need to know first is that bankruptcy is a tool that is used to help people. This...