Foreclosure – Can bankruptcy save my home?

Foreclosure – Can bankruptcy save my home?

Almost always the answer is “Yes!”, IF you qualify for bankruptcy relief, and file before the date and time set out in the Notice of Foreclosure, Notice of Substitute Trustee Sale, or Notice of Sheriff’s Sale. Different bankruptcies provide for different relief from...
Vehicle – Can I lower my car payments in bankruptcy?

Vehicle – Can I lower my car payments in bankruptcy?

The answer is usually “YES!”, …but only if you qualify for Chapter 13* (a bankruptcy refinancing option). In a Chapter 13 bankruptcy, (a payment plan for consumers) they may lower their interest rates to the prevailing federal prime rate plus 2%, which at this...
Bankruptcy: Why you shouldn’t be afraid.

Bankruptcy: Why you shouldn’t be afraid.

Today, you are probably wondering what bankruptcy can do for you, how bankruptcy works, and how can you pay for it. You may be nervous or unsure about filing for bankruptcy, but what you need to know first is that bankruptcy is a tool that is used to help people. This...